Please talk to your insurance companies and find out what is covered on your home and/or farm policy.
As much as I hate to admit it, we only had house insurance that only covers 10% on out buildings.
Most people I talk to that have been hit by a natural disaster have the same!
Just be aware...
It's National Disaster Preparedness Week....
Please read my website and think about some of the things we learned..
http://www.moondancehorsefarm.com/Tornado.html
Have a safe year and be as prepared as you can!