I do not think we are judging her. As I said, she is a very knowledgeable mini horse breeder and has a nice place and all her horses are fat and sassy. I think the point is, that if you have been breeding miniature horses for the years that this person has, she knows the risks involved and potential problems. You plan for vet bills, simple.
What really bothers me is the dramatized story now on the donation link. People were already donating with the small blurp about the filly and her problem, but now its this huge long detailed story that compares to a Hollywood script. That in itself makes me leery and taken aback.