I'm with Lauralee.......Tobi & Splash. She does "appear" to have somewhat of the idea ofwanting to have a medicine hat. Hard to say with that but, could have a third thing going on.
Gotta say, it's one of the more unique displays of the "solid tobi face" that I've seen....in combo with the rest.
: It isn't so different looking in the winter pic as the angle makes you think a tobi, but in the shed out one it is really just what you say "reversed apron". I think she needs to be at my house!
I am not sure of the pattern, BUT, if I remember correctly, I think they call that badger markings?? I remember a black pinto mini stallion that was marked that way also. VERY unique!!