Silver City Heritage Farmstead
Can't stop now (formerly Dragons Wish Farm)
Sounds like we need to clear up some comparisons, of apples to apples and oranges to oranges.
Back in September, I picked up a dog that I'd rehomed in early 2019. He was chipped, the microchip company contacted me, I drove to South Carolina and picked him up. He was in HORRIBLE condition! I live on a very modest income and I was major stressed at how I'd afford his care. Contacted my nearest vet, found out they had something similar to what Walt's Fault is talking about....a Wellness Plan that is paid monthly and covers/includes various standard procedures. It's not insurance. It's a Wellness Plan. They're designed to be a flat fee program that splits the average cost for an animal's care into either a set yearly (which is most economical) or monthly amount. I'd be willing to guess that what it covers varies from vet to vet, based on what are the most common procedures in their area. If you're fortunate enough to have access to several different offices where you are, you might want to check around and see what they offer. Remember, Wellness Plan covers the routine procedures recommended every year.
INSURANCE, on the other hand, is just that. You search for and compare companies just as you would if you were looking for car, homeowners', life or health insurance. What they offer depends on the company. The last time I had a horse insured was in the last century
and he was my show horse. His insurance was loss-of-life, and had certain requirements that needed to be met if he needed emergency surgery. That included certain minimum care annually by a veterinarian or the policy shouldn't be valid.
Wellness Plans weren't available back then. I did have to consider an emergency care (CareCredit?) plan for Cash, but the vet was able to work out something else for me, Lord bless them.
Both of the above are different that what is covered under a farm or stable insurance plan. It takes research and many calls to find the right plan for an individual's circumstances. The veterinarian offered (Banfield was NOT a good option, in my opinion-too costly) plans seem to offer the most economical and comprehensive coverage. That would be the one I'd consider first if offered near me.
The first two pictures were the night I picked him up. He didn't stop scratching even after a bug bath.
The third picture is after about a month on meds and regular baths. I'll post a today picture in a minute.
Back in September, I picked up a dog that I'd rehomed in early 2019. He was chipped, the microchip company contacted me, I drove to South Carolina and picked him up. He was in HORRIBLE condition! I live on a very modest income and I was major stressed at how I'd afford his care. Contacted my nearest vet, found out they had something similar to what Walt's Fault is talking about....a Wellness Plan that is paid monthly and covers/includes various standard procedures. It's not insurance. It's a Wellness Plan. They're designed to be a flat fee program that splits the average cost for an animal's care into either a set yearly (which is most economical) or monthly amount. I'd be willing to guess that what it covers varies from vet to vet, based on what are the most common procedures in their area. If you're fortunate enough to have access to several different offices where you are, you might want to check around and see what they offer. Remember, Wellness Plan covers the routine procedures recommended every year.
INSURANCE, on the other hand, is just that. You search for and compare companies just as you would if you were looking for car, homeowners', life or health insurance. What they offer depends on the company. The last time I had a horse insured was in the last century
and he was my show horse. His insurance was loss-of-life, and had certain requirements that needed to be met if he needed emergency surgery. That included certain minimum care annually by a veterinarian or the policy shouldn't be valid.Wellness Plans weren't available back then. I did have to consider an emergency care (CareCredit?) plan for Cash, but the vet was able to work out something else for me, Lord bless them.
Both of the above are different that what is covered under a farm or stable insurance plan. It takes research and many calls to find the right plan for an individual's circumstances. The veterinarian offered (Banfield was NOT a good option, in my opinion-too costly) plans seem to offer the most economical and comprehensive coverage. That would be the one I'd consider first if offered near me.
The first two pictures were the night I picked him up. He didn't stop scratching even after a bug bath.
The third picture is after about a month on meds and regular baths. I'll post a today picture in a minute.
My crazy Cashie Baby Boy.
you!! You're so crazy, and upbeat, and joyful, and.....well, you get the point.
![Jose & Amanda (9)[1].JPG](https://cdn.imagearchive.com/miniaturehorsetalk/data/attachments/40/40765-b8cf49f5c027e164e1b3958ea25dd003.jpg)
