ruffian
Well-Known Member
- Joined
- Nov 30, 2002
- Messages
- 3,500
- Reaction score
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As some of you know, I lost a mare this summer due to an accident. I have insurance on the herd, but the insurance company is refusing to value the mare correctly. My mare was bred to my Thumper, who is the AMHA World Grand Champion Senior Stallion!!
I got the adjuster 2 written appraisals as requested. The adjuster denied that my mare was worth the small amount ($2,500) that I felt she was worth.
The adjuster has lied and slandered me- said he called AMHA and AMHA told him I was being cruel to animals by breeding a 19 YO mare. I called AMHA and talked to registration - no way they would have said anything of the sort.
Since I was at Nationals at the time, I asked our AMHR president if he would breed a 19YO mare. Mr. Parnell looked at me like I'd been drinking - "*Ell Yes, I have mares older than that in foal at home right now!"
The adjuster said in his letter that the 2 people he talked to told him that "they couldn't believe an AMHA judge (one of my original appraisers) would value a horse for that much." As far as I could find, one of the people used doesn't even breed or show miniatures.
So the next step was to get a formal appraisal. Happens there is one of the top appraisals of miniature horses in the country at Nationals. I talked to him, and he agreed to do an appraisal. This person is a noted judge - has judged both AMHA and AMHR national shows. Has extensive background in equine valuation and appraisals, plus just a real nice guy.
His appraisal was professional, just what I would expect from an equine appraiser.
So now it's my insurance companies turn. Granted the adjuster isn't a "Horse person", so he turned to the internet. He found a miniature farm within 30 miles of me that had a great website and has nice horses and ponies.
Now the reason for the vent --- this person, hired by my INSURANCE COMPANY as a PROFESSIONAL APPRAISER called my appraiser, and spent OVER AN HOUR berating him, belittling him, being very rude and disrespectful and downright mean. Certainly not the way a professional horse person in ANY breed at ANY time should act. Then she told him that my mare - bred to the AMHA Grand Champion Senior Stallion -- was worth 50 bucks. FIFTY BUCKS!!
Looks like we're going to court, folks.
I got the adjuster 2 written appraisals as requested. The adjuster denied that my mare was worth the small amount ($2,500) that I felt she was worth.
The adjuster has lied and slandered me- said he called AMHA and AMHA told him I was being cruel to animals by breeding a 19 YO mare. I called AMHA and talked to registration - no way they would have said anything of the sort.
Since I was at Nationals at the time, I asked our AMHR president if he would breed a 19YO mare. Mr. Parnell looked at me like I'd been drinking - "*Ell Yes, I have mares older than that in foal at home right now!"
The adjuster said in his letter that the 2 people he talked to told him that "they couldn't believe an AMHA judge (one of my original appraisers) would value a horse for that much." As far as I could find, one of the people used doesn't even breed or show miniatures.
So the next step was to get a formal appraisal. Happens there is one of the top appraisals of miniature horses in the country at Nationals. I talked to him, and he agreed to do an appraisal. This person is a noted judge - has judged both AMHA and AMHR national shows. Has extensive background in equine valuation and appraisals, plus just a real nice guy.
His appraisal was professional, just what I would expect from an equine appraiser.
So now it's my insurance companies turn. Granted the adjuster isn't a "Horse person", so he turned to the internet. He found a miniature farm within 30 miles of me that had a great website and has nice horses and ponies.
Now the reason for the vent --- this person, hired by my INSURANCE COMPANY as a PROFESSIONAL APPRAISER called my appraiser, and spent OVER AN HOUR berating him, belittling him, being very rude and disrespectful and downright mean. Certainly not the way a professional horse person in ANY breed at ANY time should act. Then she told him that my mare - bred to the AMHA Grand Champion Senior Stallion -- was worth 50 bucks. FIFTY BUCKS!!
Looks like we're going to court, folks.
